Terms and Conditions
Last updated: 16 May 2026
These Terms and Conditions explain the rules for using Your Wealth Calculator. Please read them before using the website. By continuing to use the site, you agree to these terms.
1. About this website
Your Wealth Calculator is a calculator and education website. It provides tools and general information to help users explore investment growth, emergency fund targets and financial planning concepts.
The website is for general information and educational use only. It is not intended to replace professional financial, legal, tax or investment advice.
2. Not financial advice
Nothing on this website is personal financial advice, investment advice, tax advice, legal advice or a recommendation to buy, sell, hold or use any financial product, investment, account, fund, share, platform or provider.
The calculators use the figures and assumptions entered by the user. Results are estimates only. They are not predictions, promises or guarantees.
Investments can rise and fall, and you may get back less than you invest. If you are unsure about a financial decision, you should consider speaking to a suitably qualified and regulated professional.
3. Calculator results
We aim to make the calculators clear and useful, but we cannot guarantee that every result, formula, assumption or item of content will be accurate, complete, current or suitable for your circumstances.
Calculator results may be affected by the data you enter, the assumptions selected, rounding, compounding method, tax treatment, fees, inflation and market conditions.
You should check any important result independently before relying on it.
4. Use of the website
You may use the website for your own personal, non-commercial purposes. You agree not to misuse the website or interfere with its normal operation.
You must not use the website:
- for unlawful, fraudulent or harmful purposes;
- to attempt to gain unauthorised access to any system or data;
- to introduce viruses, malware, scraping tools or harmful code;
- to copy, reproduce, sell or exploit the website or its content commercially without permission;
- in a way that infringes copyright, trade marks, database rights or other intellectual property rights.
5. Availability and changes
We aim to keep the website available, but we do not guarantee uninterrupted access. The site may be unavailable, changed, suspended or withdrawn at any time, including for maintenance, technical issues, security reasons or development changes.
We may update, replace, remove or change calculators, pages, articles, features, wording, design or assumptions without notice.
6. Intellectual property
Unless stated otherwise, the website design, wording, calculator structure, articles, graphics, code and other content are owned by or licensed to the website operator.
You may view pages and use the calculators through your web browser. You may print or save limited extracts for your own personal use, provided you do not alter them or use them commercially.
You must not copy, reproduce, republish, scrape, redistribute, sell, rebrand or commercially exploit the website or its content without prior written permission.
7. Links to this website
You may link to public pages on this website, provided the link is fair, lawful and does not suggest that we endorse you, your website, your product or your service unless we have agreed this in writing.
We may ask you to remove a link if we consider it misleading, harmful, unlawful or inappropriate.
8. Links to other websites
This website may contain links to third-party websites. Those links are provided for convenience or context only. We are not responsible for the content, accuracy, security, privacy practices or availability of third-party websites.
If you visit a third-party website, you do so at your own risk and should read that website's own terms and privacy information.
9. User communications
If you contact us or send material to us, you are responsible for making sure that the information is lawful, accurate and does not infringe anyone else's rights.
Please do not send sensitive personal financial information, account details, passwords or confidential documents through any contact channel.
10. Privacy and cookies
Our use of personal data is explained in the Privacy Notice. Our use of cookies and similar technologies is explained in the Cookie Policy.
11. Disclaimer of warranties
The website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we do not give warranties or guarantees that the website will be accurate, complete, up to date, uninterrupted, error-free, secure or suitable for any particular purpose.
12. Limitation of liability
To the fullest extent permitted by law, we will not be liable for any loss or damage arising from use of, or reliance on, the website, calculators, articles or content.
This includes, without limitation, financial loss, loss of profit, loss of opportunity, loss of savings, loss of data, business interruption, or indirect or consequential loss.
Nothing in these terms excludes or limits liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or any other liability that cannot legally be excluded.
13. Changes to these terms
We may update these Terms and Conditions from time to time. The updated version will be posted on this page. Your continued use of the website after changes are posted means you accept the updated terms.
14. Governing law and jurisdiction
These Terms and Conditions are governed by the laws of England and Wales. Any dispute relating to these terms or the website will be subject to the courts of England and Wales, except where consumer protection law gives you rights to bring proceedings elsewhere.
15. Contact
For privacy or website enquiries, contact: privacy@yourwealthcalculator.com.
These Terms and Conditions are intended as a practical UK-focused starting point. They should be reviewed by a legal professional before the website becomes commercially significant, adds paid advertising, introduces sponsorships, collects substantial personal data or adds account/email features.