Emergency Fund Calculator
Enter your essential monthly costs and choose how many months you would like covered. The calculator will estimate a cash buffer to aim for.
Enter your monthly costs
Choose how many months to cover
Why this matters
A cash buffer can help you deal with unexpected costs without immediately disrupting your longer-term plans.
Life is unpredictable
Job disruption, repairs, medical bills or urgent travel can happen at any time.
Avoid costly debt
A buffer may reduce reliance on high-interest borrowing when life gets expensive.
Stay focused
Emergency savings can help you avoid derailing your long-term investment plan.
Adjust to your life
Your ideal buffer depends on income stability, dependants and personal comfort.